• Solution Sheet
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Trulioo — Solution Sheet
Trulioo lets you combine global
business identity and fraud
workflows with automated
credit intelligence. The result:
faster onboarding, smarter
risk decisions and continuous
portfolio monitoring.
Integrate credit signals into your existing workflows
Bring credit signals into the workflows where your
teams already make decisions, including onboarding,
KYB, and underwriting processes. This helps you
evaluate financial risk at the point of decision, without
adding extra steps or separate systems.
Automate credit data retrieval for consistent
decisions
Retrieve credit data automatically with this API-driven
service and use it to power rules-based approvals and
decision trees. Standardize how you assess risk across
teams, reduce manual work and speed up decisions
for high-volume use cases like platforms and fintechs.
Monitor for risk management beyond onboarding
Track risk over time, not just at approval. Detect
meaningful changes in a business’s credit and risk
indicators during the exposure window, so you can
review limits and terms when signals shift and manage
portfolio risk more actively.
Credit and
Financial
Insights
430M
Global coverage with 430 million business records
Trulioo is a registered trademark of Trulioo Information Services Inc. in the United States, the European
Union, Canada and other countries.
Trulioo is an industry-leading onboarding platform, trusted by
global enterprises for their identity verification, fraud prevention
and credit decisioning needs. Combining state-of-the-art
technology with expertise across diverse regions, Trulioo enables
the highest verification assurance levels, optimized onboarding
costs and trust in the global digital economy.
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430 million business records globally
Coverage across major markets, including North
America, Europe and APAC
85%+ SMB coverage
Includes registered and non-registered businesses
where available
Comprehensive
Global Coverage
The Trulioo Difference
One vendor, many signals
Pair credit signals with a wide variety of identity
and fraud signals for clearer, faster decisions
without stitching together multiple tools.
Designed for decisioning, not just reporting
Outputs are structured for automated
workflows and consistent policy enforcement.
Flexible data packages
Choose the level of depth that matches your
risk model, from foundational indicators to
complete credit reports.
Single integration for broad coverage
Standardizes how you access credit insights
across markets through one integration
approach.
Key Components
Trulioo Credit and Financial Insights can provide a set
of decision-ready signals, including:
• Credit risk indicators such as credit scores
or risk ratings
• Payment behavior indicators, including Days
Beyond Terms where available
• Recommended or existing credit limits and
exposure-related indicators
• Derogatory events such as bankruptcies and other
adverse records where available
• Company linkages such as ownership and
corporate group relationships where available
• Financial information such as financial statements
where available
• Monitoring alerts when key risk indicators change
over time