• Business Credit Signals
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Trulioo — Solution Sheet
Trulioo combines global business
identity and fraud workflows with
bureau-grade credit intelligence.
The result: faster onboarding,
smarter risk decisions and
continuous portfolio monitoring.
Integrate credit signals into existing workflows
Bring bureau-grade credit and financial signals into
the decision flows your teams already use, including
onboarding, KYB, KYC, and underwriting. Assess
commercial risk at the point of decision, without extra
steps or tools.
Automate credit data retrieval for consistent
decisions
Pull credit data automatically via API to power rules-
based approvals and decision trees. Standardize risk
assessments across teams, cut manual work, and
speed up decisions for high-volume platforms.
Monitor risk beyond onboarding
Monitor risk over time, not just at approval. Catch
meaningful shifts in credit and risk signals so you can
adjust limits and terms when conditions change, and
manage portfolio risk more actively.
Credit and
Financial
Insights
430M
Global coverage with 430 million business records
Trulioo is a registered trademark of Trulioo Information Services Inc. in the United States, the European
Union, Canada and other countries.
Trulioo is an industry-leading onboarding platform, trusted by
global enterprises for their identity verification, fraud prevention
and credit decisioning needs. Combining state-of-the-art
technology with expertise across diverse regions, Trulioo enables
the highest verification assurance levels, optimized onboarding
costs and trust in the global digital economy.
Contact us
430 million business records globally
Coverage across major markets, including North
America, Europe and APAC
85%+ SMB coverage
Includes registered and non-registered businesses
where available
Comprehensive
Global Coverage
The Trulioo Difference
One vendor, many signals
Pair bureau-grade credit signals with a
wide variety of identity and fraud signals for
clearer, faster decisions without stitching
together multiple systems.
Designed for decisioning,
not just reporting
Our credit & financial signals are structured
to support your automated workflows.
Flexible data packages
Choose the level of depth that matches your
risk model, from foundational indicators to
complete credit reports.
Single integration for broad coverage
Like all Trulioo offerings, Credit & Financial
Insights provides standardized signals
across multiple markets through a single
integration.
Key Components
Trulioo Credit & Financial Insights provides a set of
bureau-grade, decision-ready signals built on large-scale
commercial credit data. It combines trade payment
experiences with public records, legal filings, and
financial indicators.
•
Credit risk indicators such as globally standardized credit
risk scores and financial stability indicators, including
probability of default
•
Payment behavior indicators including DBT (days beyond
terms), trade line activity, and outstanding exposure context
•
Recommended or existing credit limits and exposure-
related indicators
•
Derogatory events such as bankruptcies, legal actions,
and other adverse records
•
Corporate linkage including ownership structures and
corporate group relationships
•
Financial signals spanning income, balance sheet, cash
and working capital, plus key liquidity, profitability, and
leverage ratios
•
Trends, historical score views, and monitoring alerts as
key risk indicators change over time