Device Intelligence and Behavior Anomaly

Device Intelligence

and Behavior

Anomaly

Catch the Advanced Fraud that Verification Alone Can’t

• Solution Sheet

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Trulioo — Solution Sheet

Device Intelligence and Behavior Anomaly evaluates

320+ device and behavioral attributes per session

320+

AI and bots have made fraud cheap and scalable.

Sophisticated synthetic identities, deepfakes and bot-driven

attacks are no longer edge cases, but the norm.

At onboarding, identity verification can be manipulated,

and after onboarding, verified accounts get taken over

using stolen credentials and session hijacking.

Device Intelligence and Behavior Anomaly adds a layer

of device and behavioral signals to your onboarding

flow, before verification runs. It evaluates 320+

attributes per session, flags high-risk activity and

returns a risk score with explanatory reason codes.

The same signals run continuously after onboarding.

Every user has a unique fingerprint and behavioral

baseline, and any deviation is flagged to catch account

takeovers before they happen.

Fighting AI takes AI. Trulioo binds device intelligence,

behavior anomaly and identity fingerprinting into one

multi-signal defense built for today’s rapidly evolving

fraud threats.

02

Trulioo — Solution Sheet

Why Choose Trulioo for Device

and Behavior Risk?

Stop synthetic identities and synthetic business

operators that pass current document checks

Catch device farms, emulators and fraud rings

across consumer and business accounts

Detect bots, scripted attacks and account takeover

(ATO) before fraud loss occurs

Obtain multiple high-fidelity risk signals to

triangulate and mitigate advanced AI attacks

Explain every decision with clear, auditable

reason codes

Fraud Prevention Across the Customer Lifecycle

  At Onboarding

Verification Fraud

Bots, Deepfakes, Synthetic IDs and Fraud Rings

Traditional verification sees a valid document,

but it cannot see the emulator behind the VPN,

the ten linked signups or the script filling out the

form. Device Intelligence combats this with device

graphing, integrity checks and persistent device

fingerprints, catching fraud before money is spent

on verification.

  Throughout the Lifecycle

Account Takeovers

Phishing, Social Engineering and Remote

Access Scams

Verified accounts are the highest-value target a

fraudster has, where credentials get stuffed, phished

or extracted through screen-sharing scams where the

victim hands over the session in real time.

Behavior Anomaly with device fingerprinting scores

every customer interaction after onboarding, flagging

new devices, behavioral drift from baseline and

remote-access tools running in the background,

preventing fraud before it occurs.

Trulioo is the AI-connected risk intelligence platform for fraud and

financial crime, trusted by global enterprises to verify identities,

prevent fraud and manage business risk. Trulioo combines

proprietary technology with regional expertise to deliver verification

and risk decisions on one platform, in any market globally.

Contact us

Trulioo is a registered trademark of Trulioo Information Services Inc. in the United States, the European

Union, Canada and other countries.

Part of a Unified Fraud Defense

Solution from Trulioo

Device Intelligence and Behavior Anomaly is the ideal

complement to Person Fraud from Trulioo, which

evaluates a person’s digital identity signals such as

phone, IP and address.

Person Fraud reveals whether the identity attributes

themselves are trustworthy. Device Intelligence

reveals whether the environment behind the session

is trustworthy. Behavior Anomaly reveals whether the

user is behaving the way the real account holder should.

Combined, the three layers cover the identity, the

environment and the human in a single decision, with a

shared platform, a shared audit trail and a shared set

of reason codes.

Built for Global Enterprise Fraud Teams

• Integrates with your existing decisioning engine

• SDK across Web, iOS and Android, plus a REST API

• Built to support AML and GDPR compliance

requirements

The Signals Behind the Scores

Hundreds of granular signals, combined with

reason codes, help fraud teams approve more good

customers, route fewer to manual review and trigger

step-up authentication only when the signals warrant it.

Device Signals

What the Environment Reveals

Behavioral Signals

What the User Reveals

Persistent Fingerprint

Survives resets, incognito and spoofing attempts

User Similarity Scoring

Per-user baseline trained over 5 sessions

Device Integrity

Emulator, rooted/jailbroken, app tampering, hooking

Network

VPN, TOR, proxy, IP reputation, residential vs. commercial

Location

Mocked GPS, IP vs. GPS mismatch (impossible travel)

Remote Access

Screen-share, remote session

Bot Detection

0 to 100 score for automated and scripted sessions

Input Patterns

Autofill, copy-paste, field-focus activity

Swipe Activity

Unusual swipe input on mobile login screens

Session Signals

Duration, background-app toggling