Device Intelligence and Behavior Anomaly

Trulioo is the AI-connected risk intelligence platform for fraud and

financial crime, trusted by global enterprises to verify identities,

prevent fraud and manage business risk. Trulioo combines

proprietary technology with regional expertise to deliver verification

and risk decisions on one platform, in any market globally.

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Trulioo is a registered trademark of Trulioo Information Services Inc. in the United States, the European

Union, Canada and other countries.

Part of a Unified Fraud Defense

Solution from Trulioo

Device Intelligence and Behavior Anomaly is the ideal

complement to Person Fraud from Trulioo, which

evaluates a person’s digital identity signals such as

phone, IP and address.

Person Fraud reveals whether the identity attributes

themselves are trustworthy. Device Intelligence

reveals whether the environment behind the session

is trustworthy. Behavior Anomaly reveals whether the

user is behaving the way the real account holder should.

Combined, the three layers cover the identity, the

environment and the human in a single decision, with a

shared platform, a shared audit trail and a shared set

of reason codes.

Built for Global Enterprise Fraud Teams

• Integrates with your existing decisioning engine

• SDK across Web, iOS and Android, plus a REST API

• Built to support AML and GDPR compliance

requirements

The Signals Behind the Scores

Hundreds of granular signals, combined with

reason codes, help fraud teams approve more good

customers, route fewer to manual review and trigger

step-up authentication only when the signals warrant it.

Device Signals

What the Environment Reveals

Behavioral Signals

What the User Reveals

Persistent Fingerprint

Survives resets, incognito and spoofing attempts

User Similarity Scoring

Per-user baseline trained over 5 sessions

Device Integrity

Emulator, rooted/jailbroken, app tampering, hooking

Network

VPN, TOR, proxy, IP reputation, residential vs. commercial

Location

Mocked GPS, IP vs. GPS mismatch (impossible travel)

Remote Access

Screen-share, remote session

Bot Detection

0 to 100 score for automated and scripted sessions

Input Patterns

Autofill, copy-paste, field-focus activity

Swipe Activity

Unusual swipe input on mobile login screens

Session Signals

Duration, background-app toggling