UBO Discovery

Trulioo is the AI-connected risk intelligence platform for fraud and

financial crime, trusted by global enterprises to verify identities,

prevent fraud and manage business risk. Trulioo combines

proprietary technology with regional expertise to deliver verification

and risk decisions on one platform, in any market globally.

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Trulioo is a registered trademark of Trulioo Information Services Inc. in the United States, the European

Union, Canada and other countries.

Once ownership structure is established, Trulioo lets

customers verify and screen the owners as individuals (KYC).

Data verification: Confirming that returned attributes such

as name, address and date of birth exist in a registry.

Document verification: Ensuring the person is who they

claim to be and is genuinely associated with the business.

Electronic identity verification: Leveraging digital IDs and

electronic ID schemes where appropriate, particularly in

regulated environments.

Watchlist screening on each identified owner: AML,

sanctions, PEP and adverse media.

The result is a holistic compliance and risk assessment of

both the business and every individual behind it.

Inside the UBO Discovery Agent

Reconstruction rather than retrieval. The agent

assembles a coherent ownership picture rather than

fetching a single record.

Jurisdiction-aware logic. The agent applies the right

control rules for each market. For example, local

ownership thresholds and how control is treated under

different legal systems, drawn from Trulioo’s deep

knowledge of AML and UBO regulation, not a generic

global prompt.

Grounded LLM research. Language models power

entity resolution, contextual interpretation and

corporate relationship mapping, always grounded in

authoritative data.

Compliant by design. Governed, explainable output with

categorized sources. Where resolution is incomplete, the

agent reports the gap rather than guessing.

What Sets Trulioo Apart

Trulioo is the only KYB platform with agentic UBO

discovery built into the business verification workflow.

• Integrated, not bolted on. Discovery and

reconstruction run inside your existing KYB workflow

in a single API call. Standalone tools sit outside it and

add an integration and an analyst hand-off.

• The Trulioo business graph. A proprietary data layer

built on Trulioo’s depth in KYB and KYC, enabling

powerful cross-business and cross-border pattern

detection to improve UBO match rates.

• Governed sources. Every source is categorized,

weighted and reconciled by reliability, recency

and relevance, with every finding cited rather than

scraped from the open web.

Verify and Screen Every Owner

Built for Global Enterprise KYB

Runs inside your existing KYB and onboarding

workflow through a single API call

Available as an add-on to any tier of Trulioo

Business Verification

Aligned with evolving requirements, including

FinCEN CDD in the U.S., the U.K. PSC regime

and ECCTA, and the EU AML Regulation