Building Trust and Safety Across Borders

Case Study: Grow a trusted global marketplace platform with verified users, buyers and merchants where all parties can safely interact and transact virtually.

• Case Study

Grow a Global Marketplace

With Verified Users, Buyers

and Merchants

Building Trust

and Safety

Across Borders

Trulioo — Case Study

The

Challenge

72%

As more people adopt the

digital-first economy, buyers and

sellers will increasingly prefer the

speed and convenience of online

marketplaces, whether it’s to rent

a room, borrow money or set up a

virtual storefront.

Peer-to-peer transactions are a cornerstone of online

marketplaces, but anonymity can increase the risk of

fraud, scams and bad behavior. A 2022 TransUnion

report found fear of fraud to be the top reason

consumers would abandon their online cart, a 72%

increase from the previous year.

If people perceive an online marketplace or

community as unsafe or unreliable, they have no

incentive to participate.

Balancing Security and Speed at Every Touchpoint

Building trust between participants is crucial for

a successful online marketplace, but speed and

convenience are also top priorities.

Providing a safe, minimal-friction user experience

can be particularly challenging for marketplaces that

process tens or hundreds of thousands of transactions

daily. Ensuring a smooth experience requires

accurately and quickly verifying identities, regardless

of a user’s risk profile or type of transaction.

“The biggest thing for us is that people need to feel that

they can trust the people they are giving money to, that

they are real and that the causes are real,” said Daryl

Hatton, FundRazr CEO. “The more we know our users,

the more we can keep it safe.”

A 2022 TransUnion report

found fear of fraud to be

the top reason consumers

would abandon their online

cart, a 72% increase from

the previous year.

Trulioo — Case Study

The

Solution

Building Trust and Speed at Scale With Trulioo

Trulioo provides identity verification services with

independent data sources worldwide to establish a

participant’s credibility. A risk-based approach can

ensure onboarding and each transaction is quick

and secure.

Onboarding low-risk customers may require only

basic due diligence, such as a standard Know Your

Customer check using a name, birthdate, address

and ID. But if a person, account or transaction crosses

a particular risk threshold, enhanced verification

services such as Identity Document Verification

and Artificial Intelligence & Machine Learning could

help reduce fraud, scams and other bad behavior.

Marketplace operators can customize those

verification processes to fit the risk.

Businesses that want to

provide their customers with

a safe online experience

should use Trulioo’s identity

authentication product.”

• Daryl Hatton FundRazr CEO

The world’s

identity

platform.

Contact Us

Trulioo is a registered trademark of Trulioo Information Services Inc. in the United States, the European Union,

Canada and other countries.

Trulioo is the world’s identity platform, trusted

by leading companies for their verification

needs. The Trulioo integrated, automated

platform provides unparalleled global coverage

for business and person verification and a

comprehensive suite of in-house capabilities.

Combining its state-of-the-art technology with expert verification

knowledge across diverse markets, Trulioo enables the highest

verification assurance levels, optimizing onboarding costs and

fostering trust and security in the global digital economy.

Marketplaces share one critical

mission: Build an environment of

trust where users can safely and

securely do business.

About Online Marketplace

Online marketplaces are digital platforms that

connect buyers to sellers. Sharing economy

platforms support peer-to-peer interactions,

such as ride-sharing and social lending, while gig

economy platforms match freelance workers

to jobs.

Regardless of the type of marketplace, those

platforms share one critical mission: Build an

environment of trust where users can safely and

securely do business.

Trulioo enables organizations to quickly adapt to

changing business models, scaling to meet increased

demand at peak times or to support overall growth.

With a single comprehensive platform, Trulioo can help

online marketplaces add transparency, building the trust

people need when doing business with strangers online.

“Businesses that want to provide their customers with

a safe online experience should use Trulioo’s identity

authentication product,” Hatton said.

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