On the back end, Trulioo uses sophisticated machine
learning to classify the document, extract barcode
and machine-readable zone data, digitize text data,
and run biometric and document verification checks.
The advanced fraud prevention features include
anomaly detection, image-quality assessment, and
features to catch reused names, documents, faces,
and more. Trulioo also cross-validates data from the
front and back of the document and confirms the
presence of security features such as watermarks,
special fonts and stamps.
Advanced Fraud Prevention
The process is fast, automated and gives enterprises
the flexibility to choose automatic-only verification
or waterfall to an AI-assisted manual review team.
Consolidated verification results are available in real
time through a single API connection — regardless of
region — or an intuitive dashboard.
Trulioo pairs iBeta-certified, AI-driven biometric
technology with coverage of more than 14,000
document types in 195 countries to deliver best-in-
class verification rates across the globe.
Detect Liveness
Trulioo performs liveness tests for the document and
the face capture to detect potential presentation
attacks, in which fraudsters display a fake or tampered
ID or face on a screen or printout. The passive liveness
detection is harder for fraudsters to reverse engineer.
Identify Expired or Tampered Documents
A sophisticated AI-powered inspection scrutinizes
documents for validity and evidence of manipulation
and compares machine-readable zone and barcode
data to text on the document.
Detect Repeat and Linked Fraud
Trulioo cross-references each new transaction
against the enterprise’s own historical records —
matching face biometrics, identity details, documents,
addresses and IP addresses — to detect repeat
activity and expose potential fraud networks. Matches
surface automatically in the customer portal without
changing transaction decisions, giving investigators
a structured view of linked transactions and flagging
repeat fraudsters. No additional API call or integration
change is required.
Block Spoofing Attacks
Trulioo presentation attack detection, independently
certified by iBeta Level 2, catches spoofing
attempts, including printouts, screen replays
and 3D silicone masks.
Prevent Identity Theft
Face-matching technology confirms the ID portrait
and the live selfie are the same person. The process
delivers peak verification performance with low false
positives and high true acceptance rates.
Spot Synthetic Identities
Trulioo fraud prevention includes access to a network
of more than 450 credible sources to cross-reference
personally identifiable information from vs. The
process forms a powerful, efficient defense against
fake or altered documents.
02
The U.S. National Institute of Standards and
Technology Face Analysis Technology Evaluation
report ranks how biometric algorithms perform. Out
of the 82 algorithms assessed, those used in Trulioo
KYC Documents scored in the top five for security
(maximum fraud attempts detected) and convenience
(minimum false positives).
Top 5
Trulioo — Solution Sheet